PRESIDENT'S COMMENTS AT OPENING OF CEREMONIES

Good evening ladies & gentleman and welcome to our 2009 Graduation Ceremonies. My name is Jane Kiss CCP, President of Toronto Chapter and I have the pleasure of being your host this evening.

Toronto Chapter has the distinction of being the largest Chapter of the Credit Institute in Canada. Formed in 1929, Toronto Chapter covers the GTA and surrounding area, bordered by Kapuskasing to the north, Oakville to the west and Port Hope to the east. The chapter exists to serve the membership through education, information, assistance and social events. However, the chapter cannot grow and provide the services it does without the creativity and support from the membership itself. This year, thanks to the dedicated volunteers on our Board, we ran our most successful ever. We had our annual Golf Tournament in September which keeps getting more popular every year, a January dinner meeting on the "Sub-Prime Crisis" which was very well received, a seminar on "Spotting Companies in Trouble" in October and this Graduation. We've also planned a fantastic event to give something back to our membership .....a business dinner meeting, scheduled for Thursday, January 21st with a most prominent speaker, Bruce Christopher, Psychologist and Humorist. He will present an in-depth discussion on "Effective Communication in Credit". We'll have more details on this shortly, so mark your calendars - this is not to be missed!! We've also got other events planned for 2010, so stay tuned! As President, I represent all of the Board members in welcoming our newest CCP graduates and Credit Specialists to the Chapter. I urge you to continue your membership in the Credit Institute of Canada and contribute to the success and growth of Toronto Chapter. Your ideas, hard work and enthusiasm make us strong.

I would like to thank you for coming this evening to honour our CCP Graduates, Credit Specialists and Award Winners.

At this time I would like to introduce the Executive Committee & the Board of Directors for the Toronto Chapter. As I call your names, please stand & remain standing.

Jane Kiss, CCP President
Bonnie Mayes, CCP Vice-President & Treasurer
Julie Varey, CCP Secretary
Peter Finlay, CCP Past President, Awards Co-Chair, Golf Board Member, National Director & Chairman, President and Dean of the Credit Institute of Canada
Sue Boultwood, CCP Past President
Lorne Booth, CCP (Emeritus) Ex-Officio, Past President & Dean, Scholarship & Awards Committee Co-Chair
Paul Dover, CCP Ex-Officio, Past President, By-Law Committee Chair & Special Events Committee Chair
Candice McJury, ACI Ex-Officio & Past President
Bob Thivierge, CCP Ex-Officio, Past President, ACI/CCP (Emeritus) Committee Chair & Golf Committee Board Member
Bill Zabarylo, CCP (Emeritus), CGA Ex-Officio, Past President, Golf Committee Chair & Financial Officer
Rob Garel, CCP Ex-Officio & Past President
Paurus Kanga, CCP Membership Board Member
Bob Constantinidis Golf Board Member
Jeff White Equifax Representative
Erin Marcelino Executive Administrator

Please join me in a warm round of applause for these key, hard working people who represent you on Toronto Chapter Board.

I would be remiss in my duties if I did not take the opportunity to recognize those members present who have helped to make our Chapter successful in the past. These would be our Chapter Past Presidents. As I call your names, please stand & remain standing.

Past Presidents

Don French 1974
Bob Thivierge 1985
Bill Zabarylo, CCP (Emeritus), CGA 1991
Paul Dover, CCP 1995
Peter Finlay, CCP 2001
Candice McJury, ACI 2003
Rob Garel, CCP 2005
Sue Boultwood, CCP 2006

We are also pleased to have with us tonight 3 past President & Dean's of Credit Institute of Canada:

Joe Tomko, CCP(Emeritus) 1983
Don French, CCP (Emeritus) 1986
Lorne Booth, CCP (Emeritus) 1989

We are very priviledged to have with us tonight our current Chairman, President and Dean of the Credit Institute of Canada, please give a warm round of applause for:

Peter Finlay, CCP 2009

The highest honour that can be bestowed upon a member of the Institute is the CCP(Emeritus) designation. No more than 50 individuals can hold the designation in Canada at any one time. We are privileged to have with us this evening 3 of our CCP (Emeritus) members of Toronto Chapter that currently hold this prestigious designation. As I call your names, please stand & remain standing.

1. Joe Tomko, CCP (Emeritus)
2. Don French, CCP (Emeritus
3. Lorne Booth, CCP (Emeritus)
4. Bob Thivierge, CCP (Emeritus)
5. Bill Zabarylo, CCP (Emeritus), CGA

Representing the Institutes National Office this evening are:
Reggie Delovitch, MBA, CHRP and General Manager
Nawshad Khadaroo CCP, Certification/Operations Manager
Sandra Sousa, Administrative Assistant

Photographer:
I would like to thank a very special person who is often lurking in the background taking all of the beautiful pictures at our events, Sandra Strangemore.

Special Thanks

Toronto Chapter is proud to be a major sponsor of the graduation ceremonies. We are equally proud of our generous corporate sponsors.

Anonymous
Bank of Montreal
Bayer Inc.
Brampton Brick Limited
Equifax Canada Inc.
Lumbermen’s Credit Services / Synergex Business Credit / Canada Bonded Attorney
Nike, Inc.
Past Presidents and Past Forum Chairs
Phoenix Credit Consulting Group

A special thanks to Equifax Canada Inc. for donating the wine on the tables.


“DINNER WILL NOW BE SERVED”
Enjoy Your Meal!


Honorary Life Membership Certificate
One of my duties as chapter President is that I have the great pleasure of presenting one very deserving Chapter member with a certificate of Life Membership. Please join me in a warm round of applause for Ms. Katherine Lockett.

Graduation Ceremony Speeches

CHAIRMAN, PRESIDENT & DEAN'S REMARKS TO GRADUATES (Peter Finlay):
Peter Finlay, CCP, Chairman, President and Dean of the Credit Institute of Canada will address the Graduates, Credit Specialists, & Award Winners.
Peter.....(address to Graduates)

GENERAL MANAGER’S REMARKS TO GRADUATES (Reggie Delovitch):

Reggie Delovitch, MBA, CHRP, General Manager of the Credit Institute of Canada will address the Graduates, Credit Specialists, & Award Winners.
Reggie…(address to Graduates)

SECRETARY’S GENERAL REMARKS TO CREDIT SPECIALISTS (Julie Varey, CCP) :

One group of our very special guests this evening are our Credit Specialists. These individuals have now completed five of the eight demanding courses of the program. They have acquired three years of practical experience and are ready to be recognized as Credit Specialists. When your name is called please come forward. Presenting the Certificates will be Candice McJury, ACI, and Past President. Family and friends are invited to take pictures if they wish. We apologize if we mispronounce your names.

VICE-PRESIDENT’S GENERAL REMARKS TO GRADUATES (Bonnie Mayes, CCP):

Our purpose here this evening is to honour our recent Graduates. These men and women have recognized the need for Credit Education, have dedicated themselves to completing eight demanding courses and amassed a minimum of five years of credit related work experience. They are now ready to join the ranks of qualified Credit Professionals who bear the CCP designation and we proudly welcome them to our fraternity.
A number of years ago, Toronto Chapter began the tradition of presenting the Institutes gold crest lapel pin and framed certificate to each CCP graduate and we are pleased to continue that tradition tonight. We are pleased to have our most recent member to achieve the highest honour in the Credit Institute of Canada, CCP (Emeritus) status Bill Zabarylo, CCP (Emeritus), CGA with us tonight to present the CCP certificates assisted by Paul Dover, CCP. When your name is called please come forward. Family and friends are invited to take pictures if they wish. Again, we apologize if we mispronounce your name.


PRESIDENT'S GENERAL REMARKS TO AWARD WINNERS (Jane Kiss, CCP):

Each year, numerous organizations sponsor Awards for outstanding achievement among the students of the Institute. Toronto Chapter monetary awards are open to Toronto Chapter student members only, while National awards are open to all students of the Credit Institute across Canada.
The following NATIONAL AWARDS PROGRAM will be announced by Reggie Delovitch, MBA, CHRP, and General Manager and presented by the Chairman, President & Dean of the Credit Institute of Canada - Peter Finlay, CCP.
CLOSING REMARKS

Before we adjourn for the traditional graduate photographs I would like to offer my personal congratulations to all of this years CCP Graduates, Credit Specialists, Toronto Chapter and National Award winners.
To our Credit Specialists, I encourage you to continue your studies in the hopes that you will join us again in the near future to receive your CCP designation.

And to all of the designated members here this evening, I offer the following message. I can't think of a better way to earn points towards the Professional Development Program than to actively participate in Toronto Chapter functions. Attend a seminar, participate in the AGM or better yet, join the board. If you're interested in joining the board please come and speak to one of us about how to get started.

I would ask when we adjourn for the evening that the Graduates gather at the back of the room for the traditional class photo.

To all of you, thanks for coming and have a safe journey home.